Receive the Age Pension you’re entitled to, without the stress of Centrelink paperwork or unnecessary delays.

What do we do?

  • Clarity & Eligibility Check

    We examine your income, assets, and personal situation, so you know exactly what you qualify for and where you may be missing out.

  • Tailored Assessment

    We run through “what‑if” scenarios (selling/gifting assets, changes in partner status, inheritances), so you make confident decisions, not mistakes.

  • Application Support

    We complete and lodge the Centrelink forms correctly, gather all required documents, and guide you so there are no preventable delays.

  • Full Application Outsource

    Prefer hands‑off? We’ll act on your behalf with Centrelink, follow up for you, manage everything from start to finish.

  • Post‑Approval & Review

    Once your pension is approved, we ensure the payments are correct, any changes (income/assets) are managed, and you keep everything you’re entitled to.

  • Reverse Mortgage

    We explain whether a reverse mortgage may be right for you and how it works, so you can make an informed decision. If you proceed, we handle the application from start to finish.

Richard Kim

Masters of Financial Planning, Advanced Diploma and Diploma of Financial Planning

Financial Planner

About Me

I started Simply Pension after seeing firsthand how many people struggle with a system that’s meant to support them, but often feels confusing and overwhelming.

During my 10 years as a financial planner, I regularly had clients ask for help with their Centrelink Age Pension and Commonwealth Seniors Healthcare card applications. However, the reality was that providing that assistance often came with significant fees, typically $5,000 or more—just to make it viable.

That didn’t sit right with me.

Simply Pension was created to offer the same level of support at a price that’s genuinely accessible, something affordable for someone on the Age Pension / Pension card. I aim to make the process as easy as possible by coming to you, handling all the paperwork, and charging less than a single fortnightly pension payment while taking care of the heavy lifting on your behalf.

I take the time to listen, answer your questions clearly and honestly, and support you every step of the way. No jargon, no pressure, just straightforward help from someone who genuinely cares.

It’s not just about forms and applications, it’s about peace of mind. Knowing you’re receiving what you’re entitled to, without the stress.

If you’re looking for a friendly and trusted guide to help you through your Age Pension journey, I’d be happy to chat. Book your free consultation today.

Our Mission

At Simply Pension, we’re here to take the confusion and stress out of the Age Pension and Commonwealth Seniors Healthcare card process, so you can feel confident and secure about your financial future.

Our mission is to guide you step-by-step through Centrelink’s complex rules, helping you get the full support you deserve — quickly, clearly, and without hassle.

Why Choose Simply Pension?

  • We Come to You – If you’re based in Sydney, we’re happy to meet you at a location that’s convenient for you, whether that’s your home or another preferred setting. This means you don’t need to worry about travelling or navigating appointments, we bring the service to you, making the process as easy and comfortable as possible.

  • Low, Transparent Fees – Our fee is less than a single Age Pension payment, and we take care of the entire process for you. This includes preparing and lodging your application, assisting with gathering all supporting documents, and liaising directly with Centrelink on your behalf to help get your application approved as smoothly and efficiently as possible.

  • Step-by-Step Guidance - From start to finish, we walk with you through the entire process — making it simple and stress-free to navigate government paperwork and rules.

  • Fast, Efficient Applications - We proactively gather every required document, including those often overlooked, so your application is complete and avoids delays. Our clients typically receive their Age Pension / Commonwealth Seniors Healthcare card within a month.

  • Direct Access to Real Experts - No endless wait times or frustrating Centrelink calls. When you need us, you get a qualified professional on the line — ready to help and answer your questions personally.

If you have any questions or need help with your Age Pension or Commonwealth Seniors Healthcare Card—before, during, or after our meeting, we’re always just a quick phone call or email away.

Location
Sydney NSW 2000